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HSM-410 Week 4 Midterm Exam (100% Correct solution) | Download To Score An A

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HSM-410 Week 4 Midterm Exam 1. Question : (TCO 1) Which statement most accurately describes the relationship between health insurance & health? Student Answer: Compare d with the insured person, the uninsured tend to be dianosed at later stages of life-threatening illnesses.(Chapter 3, pg 21-22) Ha...

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  • March 3, 2022
  • 5
  • 2021/2022
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HSM-410 Week 4 Midterm Exam

1. Question :
(TCO 1) Which statement most accurately describes the
relationship between health insurance & health?


Student Answer:
Compared with the insured person, the uninsured
tend to be dianosed at later stages of life-threatening
illnesses.(Chapter 3, pg 21-22)

Having health insurance has no impact on a person's
overall health. Genetics & lifestyle choices are the only factors
proven to impat health.

In an effort to avoid high-cost hospitalizations, the
uninsured are ore likely to practice health maintenance
behaviors than those with insurance.

People wh have health insurance display a 25
percent increaed risk of dying when compared to the
uninsured.


2. Question :
(TCO 2) Which of the following are stakeholders in health care
policy?


Student Answer:
Individuas, Businesses, Consumers, &
Purchasers(Answer located on page 193 in textbook)

Purchaser, Medical Suppliers, Providers, & Businesses

Providers,Hospitals, Physicians, & Insurers

3. Question :
(TCO 3) Proportional payments are .


Student Answer:
the ratio of payment to income that is the same for
all classes. (Chapter 2, pg. 14)

payments that take a falling percentage of income as
income increases.

payments that take a rising percentage of income as
income increases.

a set fee regardless of income.



This study source was downloaded by 100000829957125 from CourseHero.com on 03 -03-2022 07:13:59 GMT -06:00


https://www.coursehero.com/file/49695594/HSM-410-Week-4-Midterm-Examdocx/

, 4. Question :
(TCO 4) Which of the following is an effective cost control
mechanism?


Student Answer:
Raising physician fees

Capitation payments (Located in Chapter 9 on page
108)

Patient cost sharing

Risk tranfer

5. Question :
(TCO 1) How is Health Policy Formed?


Student Answer:
Through discussion with patients

Through the judicial system

Through the legislative process

Both B & C (Week 1 Lecture)

6. Question :
(TCO 3) Which of the following are modes of paying for health
care?


Student Answer:
Capitation, Fee-for-service, & Salary

Out-of-pocket payments, individual private
insurance, employment-based private insurance, &
government financing (Chapter 2, pg 5)

Private Insurance & government financing

Medicare, Medicaid, Private Insurance

1. Question :
(TCO 2) What were the most common medical care structures
of the first half of the twentieth century?




This study source was downloaded by 100000829957125 from CourseHero.com on 03 -03-2022 07:13:59 GMT -06:00


https://www.coursehero.com/file/49695594/HSM-410-Week-4-Midterm-Examdocx/

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