On what basis are benefits payable under a long-term care insurance policy typically triggered?
A) the diagnosis of an acute medical condition
B) the number and types of medications prescribed
C) the inability to perform of medications prescribed
D) all of the above
C) The inability to perfo...
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On what basis are benefits payable under a long-term care insurance policy typically triggered? A) the diagnosis of an acute medical condition
B) the number and types of medications prescribed
C) the inability to perform of medications prescribed
D) all of the above correct answersC) The inability to perform defined ADLs
The inability to perform defined ADLs. Benefits payable under a long-term care policy are typically based on (or "triggered" by) the inability to perform a certain number of activities of daily living (ADLs) as specified in the policy. Another common benefit trigger is cognitive impairment.
What is a primary goal of long-term care?
A) to maintain functionality
B) to find a permanent cure for the affliction
C) to prolong life
D) to prevent the spread of disease correct answersA) to maintain functionality
Long-term care is chronic care with the aim of management and control of symptoms and maintenance of function.
Long-term care occurs only in nursing facilities. A) True
B) False correct answersB) False Long-term care can occur in a variety of places, including in an individual's home, at community sites and
centers, and in care facilities.
Which of the following most precisely defines the fundamentals of self-care and the basic tasks of everyday life?
A) instrumental activities of daily living
B) activities of daily living
C) self-awareness
D) mental activity correct answersB) Activities of daily living
Activities of daily living are the fundamentals of self-care. They are the basic tasks of everyday life, which include eating, bathing, dressing, toileting, and transferring. Instrumental activities are those that are associated with interacting with one's community or home.
Which level of care has as its chief characteristic assistance with ADLs?
A) Custodial
B) Intermediate
C) Skilled
D) Managed correct answersA) Custodial
The primary characteristic of which is to provide assistance with the activities of daily living, helps meet personal rather than medical needs.
All of the following are examples of formal caregiving EXCEPT:
A) home health aides
B) intermediate care facilities C) volunteer charitable groups
D) daily transportation to a senior center provided by a neighbor correct answersD) daily transportation to a senior center provided by a neighbor
Formal caregiving is paid, or volunteer care is provided through a service system. Informal care is delivered by family or friends.
All of the following are services commonly offered by assisted living residences EXCEPT:
A) health care management B) help with medications
C) housekeeping
D) continuous post-operative monitoring correct answersD) continuous post-operative monitoring
Assisted living residences generally provide most personal and health care services except for skilled nursing care, such as continuous post-operative monitoring, which can only be offered by a skilled nursing facility.
Which of the following is NOT an example of home or community-based long-term care?
A) adult day care
B) CCRCs
C) respite care
D) hospice care correct answersB) CCRCs
Continuing care retirement communities, or CCRCs, are large, campus-like facilities that house residents and provide a complete range of long-term care.
A long-term care ombudsman represents people in a given geographical area who live in assisted living residences or skilled nursing facilities.
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