Other
Financial Institutions Management (BAN4801) Formula Cheat Sheet
- Institution
- University Of South Africa (Unisa)
Formula cheat sheet including the most important and common formulas asked in semester assignments and final exam.
[Show more]
Content preview
BAN4-~o, FOrlMULAS ro ~Now 0 O\/Qtdil pYDA tab\11bJ cf- &i lY\su., anw Litle:R/\i\0 11'l
N AV of- Fund :
(( 1000 ~ nso) nsoo no ,oiJ CD LOS, ratio := 1o.r.res \ A\.L .;. tot:a.1
tnaYte\:. Of- s\ia~s E~~e11re <aBo " ellpeV151?S or prervuum.r
Y'\0. Of &han?~ ,o oOO , o,..,,dend nwo = dividenru
- --- - - - ---
I
Fl's prt>Ht S)'.)r'Qdd : : com~\V\"Pd fa.t\o" \~ rat:10 + expE?nW <~o
retul'l'! - cos\= '-=J +dl'll\dend Yclt.1O
f Y-ofi~ vaUlt> " profil .rp>t>ad x ;,we,1:.rvieVU: t,w-ec~on!:., hW{)6\:Mem eaml!JQ,S MOW! e~NUI.\MS
.--at\o total amo.1ru ft'QMittms
Net n>tttm on invQ't:ment
rJ ~u rn- cost -I+ tort/,Orofil: -z, NOyt,irYJ l'llith : ® op{)rat\ng nu\o .. co~nin«\ <a.t\o- inv~trnen.t
vaiuie oF· ivtve&tMe\lll J 6lxchal"{;le 'fiitf! , ra.tto
~ = ~-=-=:--:--::::---:--::-----:-- - - - -~ \ ® ovora.U profil:a'oilihj :- \ 001. - opera.t\ng ·atBa
Duration Of a C0/13oncl iinteren -bPann9 bonds ralib
CD calcu\a¼e pv !
calcu.\ate N'PV I \of' carefuJ Ni~ 1 j\lQt pwF-Ha.biUty in cu.rre.ncy valtle:
© !::!LJ!.
-, . 6Pm:1- annuaLtlJ
: (D rUJt) 1o.r.r total pYPlniu.ms - total a,v,.ount
@ 'PV , {l.i&bt.U3'£>d in \O&&t'S'
-:=---- ----:--- - - - -- - -- - - -'
t2.i.sk-act.iUSt:Fd return on capital (RAt<.Oc) \ (D QXperu;es • ;,. \a&s adi~tmera-1 gOTI\ x pto~ums
expQn~QS
OY\e y~ar Y\et Income on loan 1
\oan (a.c,et) ri~k or ca..fitat at rid: d.iv\de\1Ck • '/. div\dQnds fa.id
-re,rum - cost
one y~a,- net \na,me on 1oan = (sp~id t Feos) ® Nt)I:. prtlff t&" tnve,t~ YC?turnS +p~
~eltpen&Pf -dividcinds
)( value 0r toati
IAntu.ta! payrnen.t cca.r'1 flo~) fron, anru.,uty ,
CY'Qdit rlt~ = 'L-N =- - DuJ X LN [ l'lR./CI +_rtU pv ..
N=
- DL.N, Dura.Hon of- 1aar1 11\/ =-
uJ • r¼ lc amoLJ.nt- / oiU' cf loan ! :. Y,f\-\T= /'v,.,,.,
[ DP.. / (I X 'fl )] ~ e)(pfdro rYJcW . ch~ in _
lo~ rate
cl.uQ t0 a cviar~W 1n cm:l1t nsl::: Wovt\Yilg wit+i a dt>p Obltoty ln,trh.t.tton fATIO ,~1-
l°rer(l iu.m l ¢ )
- - -- - - - - - -- - - - -- - ----10E8.mirig as,et:s = in"°'twtcin.t 1.~CU.11 ti~.-1- nst to&t\S
@ rlOA " ne\:. inromo aftm' iY\.l:C!tQSt tax"'
8( -p·ect-a:i probcw°lli ty Of r-e pa.ymeY\k . . tOl:a\ a~
l - y>Yl7ba.\oillt1J deF-aul l:- Lin"ar f10ka«>lllty ,.,.,,de/
® ASSet:: utill'laHCtl - Cint:ieV()(t lncDYIP +non-\n.teWQt: l ~ )
'R,otu.m a.rd rir.t of- fX)rtfOlto
ratio - tol:al auoa
.n• z I formula vw('.(ls to © ,Sp~ad:
tZv,::, Xl "'' J 1<etU1n , irclUdF hO\'J~r
Y"lcll'\Y toa.rio ttie IP iV\.t~t iW\CtWIP _ \Y\teYm: 1?1tl'ff\U!
a\"Q "\" II JlJ.ltfOf
.
oa.m}Y'l9 aatits (.sma11 tin,p dppocits +Ct>s fedprat ruridt)
ep1.=(Xi?(e-i 1 )+ n(XiX&12) }Yi&k 0
11~
,© rl.O& " V\el: \nrome
I tOl:aA~uliy
e-., 1. (Xi) 1.(ei 1 ) +n ( Xi'X'p11'1 e--,) I@ <lCVUtY MUUipll er " to !:al a,&ets
I ti,taJ E'quil:1J
4 e.,," Jt9-,,,. , (D pvl)Mt ma.\"Q\ri" Y\el: inCClll'le } ALL +
)(i ; ptoro(tion Of- ,mete in fX)frfolio , © intel'{'S\: experise ratio= Wi~~2frm- (tcitctJ i~s~
t<,i • return or:- c!UQrt l>yuvisjot\. f'()r 10~ ratio" 1>1·ovi,1on For l\'JCOt't'l@ +oH,er
&i 1 , variance ot r0mms oYl ~S.Prs \Y I OS SC!S rnCOr(!Q)
V1 , t10. Of ,H,m in f)OrtfOI jo @J flOll-illletf~ e~pentt> ra.tio .. ol:her etferl.S~
J ® \:al' va'-10= tax«
e,i , covariance of rPtllrr\ S 1o1,t1-1~ au«·s I
v11 com>ldXton ~twf'l?n retu..m& of a&,Ptt
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through EFT, credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying this summary from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller LaurenBlanc. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy this summary for R50,00. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
75632 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy summaries for 14 years now