Lump sum benefits - Study guides, Study notes & Summaries

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Texas Life and Health Insurance Exam (question and answers) 2022/2023
  • Texas Life and Health Insurance Exam (question and answers) 2022/2023

  • Exam (elaborations) • 19 pages • 2022
  • Available in package deal
  • At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application Who elects the governing body of a mutual insurance company? - ANSWER policyholders An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their ri...
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Primerica Practice Exam Test A 75 Questions & Answers 2023
  • Primerica Practice Exam Test A 75 Questions & Answers 2023

  • Exam (elaborations) • 9 pages • 2023
  • Primerica Practice Exam Test A 75 Questions & Answers 2023 1. An annuity that is purchased with a lump sum premium and whose benefits begin after 12 months is called a: A. Single premium immediate annuity. B. Single premium deferred annuity. C. Level premium variable annuity. D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 2. A technique used to determine the amount of life insurance needed by focusing on the projected earning potential of an insured ...
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Webce Insurance test questions and Answers 2023 with complete Solution.
  • Webce Insurance test questions and Answers 2023 with complete Solution.

  • Exam (elaborations) • 53 pages • 2023
  • Available in package deal
  • Webce Insurance test questions and Answers 2023 with complete Solution. Agent Thompson received a letter from the Department of Insurance asking her to provide proof of completing the continuing education requirements. Within how many days must Agent Thompson respond to the Department's inquiry? 20 30 10 45 - ANSWER 10 days Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions ...
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Seg Funds and Mutual Funds Questions and Answers Already Passed
  • Seg Funds and Mutual Funds Questions and Answers Already Passed

  • Exam (elaborations) • 10 pages • 2024
  • Available in package deal
  • Seg Funds and Mutual Funds Questions and Answers Already Passed On November 6, 2016 Jenny purchased a $200,000 non-registered segregated fund that invests in Canadian equities. The segregated fund has a 10 year, 75% maturity guarantee. If this fund matures on November 6, 2026 with an account value of $160,000, how much will Jenny receive from the maturity guarantee? $0 When presented with a choice between a bank's 5-year GIC and an insurance company's deferred annuity for the same time perio...
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Webce Insurance test questions and answers with complete Solution
  • Webce Insurance test questions and answers with complete Solution

  • Exam (elaborations) • 53 pages • 2022
  • Agent Thompson received a letter from the Department of Insurance asking her to provide proof of completing the continuing education requirements. Within how many days must Agent Thompson respond to the Department's inquiry? 20 30 10 45 - ANSWER 10 days Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? She must move to Pennsylvania. She must surrende...
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Massachusetts Health & Accident Insurance Exam Latest Version  Graded A+
  • Massachusetts Health & Accident Insurance Exam Latest Version Graded A+

  • Exam (elaborations) • 43 pages • 2024
  • Available in package deal
  • Massachusetts Health & Accident Insurance Exam Latest Version Graded A+ Hazard Situation that increases chance of loss Annuity Policy issued by an insurance company to promise you an income that can last you a lifetime Insurer An insurance company Insured A person or business covered by an insurance policy Health Insurance Broad field of insurance plans that provide protection against financial consequences of illness, accidents, injury, and disability - Paid on a year-to-y...
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Texas Life Insurance Exam Questions and Answers with complete solutions
  • Texas Life Insurance Exam Questions and Answers with complete solutions

  • Exam (elaborations) • 10 pages • 2022
  • Available in package deal
  • Insurance (General concept) - ANSWER - transfers the risk of loss from an individual to an insurer - based on the principle of indemnity - based on the principle of risk (risk pooling) insurable interest (General Concept) - ANSWER - must exist at the time of the application - insuring one's own life, family member, or a business partner Solicitation and sales presentation - ANSWER - illustration- presentation of nonguaranteed elements - buyer's guide is generic information abo...
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Accident and Health Insurance Exam with complete solution
  • Accident and Health Insurance Exam with complete solution

  • Exam (elaborations) • 85 pages • 2024
  • H has suffered a covered disability away from her job and will shortly begin collecting benefits. The insurer sends a letter to H stating that she will not receive any benefit amounts greater than her income. This clause is known as: A: Over-insurance clause B: free look C: relation of earning to insurance D: relation of economic value - answer-C: relation of earning to insurance The insured should be aware of the issue date upon delivery a policy and the date should be listed on: A: the...
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HFMA CRCR EXAM 2024 WITH 100% ACCURATE SOLUTIONS
  • HFMA CRCR EXAM 2024 WITH 100% ACCURATE SOLUTIONS

  • Exam (elaborations) • 86 pages • 2024
  • HFMA CRCR EXAM 2024 WITH 100% ACCURATE SOLUTIONS What are collection agency fees based on? - ANSWER ☑☑A percentage of dollars collected Self-funded benefit plans may choose to coordinate benefits using the gender rule or what other rule? - ANSWER ☑☑Birthday In what type of payment methodology is a lump sum or bundled payment negotiated between the payer and some or all providers? - ANSWER ☑☑Case rates What customer service improvements might improve the patient accou...
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Pearson Vue National Health Insurance Practice Test Questions and Answers Latest Updated 2024/2025 | Graded A+
  • Pearson Vue National Health Insurance Practice Test Questions and Answers Latest Updated 2024/2025 | Graded A+

  • Exam (elaborations) • 33 pages • 2024
  • Available in package deal
  • Pearson Vue National Health Insurance Practice Test Questions and Answers Latest Updated 2024/2025 | Graded A+. An insurer must provide claim forms to an insured within a MAXIMUM of how many days after receiving notice of an Accident & Health claim? A. Five B. Fifteen C. Twenty D. Thirty: correct answer- b 2. Under a group health plan, an employer may offer additional benefits to classes of employees on the basis of all of the following factors EXCEPT: A. length of employment B. gender ...
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