Balance score card - Study guides, Study notes & Summaries
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Foolproof Module 5 notes Questions and Answers 100- Correct
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Foolproof Module 5 notes Questions and Answers 100- Correct 
You need to know who might protect you if you get ripped off. 
 
Who regulates and watches all this checking account and financial transaction stuff? 
The Federal Reserve Bank (aka "The Fed") 
You probably won't ever deal with the Federal Reserve directly. 
- The Fed isn't actually a bank you can walk into and deposit your paycheck. It is the central bank of the United States, created and overseen by Congress. It provides our count...
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EXAM 1 CRITICAL CARE QUESTIONS WITH VERIFIED ANSWERS
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EXAM 1 CRITICAL CARE QUESTIONS WITH VERIFIED ANSWERS 
Palliative care vs hospice 
Hospice: 6 months left to live 
Palliative: dec. symptoms, improve life quality 
DNR – patient’s choice to not be resuscitated. Must be in patient’s chart 
● takes 2 nurses to write DNR order 
● Orange card to verify DNR outside hospital 
Advanced Directive – medical wishes 
End of Life Care: HCP explains current health state/procedures done and let’s the family make 
the final decision. 
● Allows ...
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FiCEP Exam Certification 2024/2025 |Complete Solution| Graded A+[Multiple Choices]
- Exam (elaborations) • 44 pages • 2024
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FiCEP Exam Certification 2024/2025 
|Complete Solution| Graded A+[Multiple 
Choices] 
Which cycle describes members who are just surviving and living paycheck to paycheck? 
a. Earn / spend / earn / spend 
b. Earn / spend / borrow / spend 
c. Earn / spend / save 
d. Earn / borrow / spend / save a. Earn / spend / earn / spend 
What is the primary purpose of FiCEP certification?** 
A. To educate individuals on financial planning for the wealthy 
 B. To train credit union employees to provide fi...
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RPB102 Resolute Professional Billing Fundamentals Questions And Answers Latest Top Score.
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RPB102 Resolute Professional Billing Fundamentals Questions And Answers Latest Top Score. 
 
 
 
 
 
What is the difference between a patient record and a guarantor record? - correct answer.A patient record represents the person receiving care. It contains the demographic information for the patient 
and the patient's chart. The guarantor record represents the person responsible for the charges. It contains the 
name of the guarantor and the address where the bill will be sent. 
 
True or Fals...
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UGBA 135 MT questions with 100% correct answers graded A+ 2023/2024
- Exam (elaborations) • 11 pages • 2023
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UGBA 135 MTMost important factor determining credit score - correct answer Payment history 
 
Highest credit score you can get? - correct answer 850 
 
Best time to establish good credit? - correct answer When you don't need it 
 
Debt to credit ratio? - correct answer A credit-to-debt ratio is the amount of available credit you have relative to the amount of debt you carry. 
 
Expected credit card theft, whats the first thing you do? - correct answer contact the credit card issuer or bank imme...
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16,17,18, 19- financial literacy Questions and Answers Graded A+
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16,17,18, 19- financial literacy Questions and Answers Graded A+ 
Credit 
the use of someone else's money, borrowed now with the agreement to pay it back later 
 
 
 
debtor 
a person who borrows money from others (This money, called debt, and must be repaid.) 
 
 
 
creditor 
a person or business that loans money to others 
 
 
 
Income 
Financial position 
Collateral 
Qualifying for Credit: 
 
 
 
true 
When your earnings exceed your expenses, you have the capacity to take on debt 
 
 
 
Job ...
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HUD Housing Counseling Exam Accurate 100%
- Exam (elaborations) • 42 pages • 2024
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Rental Obstacle + Solutions: Low Income - ANSWER -Some Renters reject people whose Rent would be more than 30% of GMI 
-Solutions 
-Apply for Housing Assistance 
-Expand housing search areas 
-Get a roommate 
-Move in w/family or friends 
 
Strategies for decreasing expenses and debt - ANSWER Prioritize "needs over "wants" 
-reduce or eliminate "wants" 
-cancel or downgrade services(e.g. cable, telephone) 
-limit miscellaneous spending 
- stick to a shopping list 
- pay off a loan or credi...
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BYU Personal Finance Final Review (Questions + Answers) Verified 100% Correct!!.
- Exam (elaborations) • 7 pages • 2024
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Abuse Prevention and Consumer Protection Act of 2005 - Individuals are now required to be 
involved in some form of government-approved credit counseling before declaring bankruptcy 
Annual Percentage Rate - Percentage of the total credit card bill that companies charge for loaning 
cardholders the money 
Do all states require income tax? - No 
Excessive debt does not contribute to which of the following? - Self-Sufficiency 
How do tracking and targeting work together? - Tracking monitors the pr...
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UGBA 196 Midterm questions with verified solutions 2023/2024
- Exam (elaborations) • 13 pages • 2023
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UGBA 196 MidtermWhat does your FICO score represent? - correct answer delinquency and default rate of a large number of people with similar credit history 
 
What factors determine your FICO score? (5) - correct answer on time bills, debt to credit ratio, length of credit history, new accounts/applications for credit, mix of credit cards and loans 
 
Credit Card Act - correct answer ⁃ no interest rate increase for 1 year unless introductory rate has come to an end or you are 60+ days late on a...
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UGBA 135 Final 2023 Questions and Answers.
- Exam (elaborations) • 38 pages • 2023
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UGBA 135 Final 2023 Questions and Answers. 
What is the biggest problem facing us in the future? - answerLongevity, not retirement 
Where is the burden of saving and investing for retirement and health care shifting? - answerFrom 
employer to employee 
What percentage of households have income of more than $113,000? - answer10% 
What percentage of households earn $160,000? - answer5% 
What is a common trait of millionaires? - answerThe ability to communicate and sell their ideas 
Where can the l...
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